Tenant improvements coverage covers permanently attached property on the rented premises that were installed or purchased by the insured. Under manufacturing insurance, we recommend a tenant improvements limit that is based on the value of the improvements.

Business property coverage, also known as contents coverage, covers loose property on the insured premises. For manufacturers insurance, we recommend a contents limit that is based on the value of this property.

Off-Premises property coverage covers property away from the insured premises. Under a manufacturing insurance policy, we recommend an off-premises limit that is based on the value of the property that could be taken off the insured premises.

Typically the building owner covers glass damage, however, some leases require that the tenant cover glass damage, which tenant’s glass coverage covers. Under a manufacturers insurance policy, we recommend a tenant’s glass limit that is based on the value of the windows at the insured location.

Employee dishonesty covers embezzlement of company funds. For manufacturing insurance, we recommend an employee dishonesty limit that is based on the company funds exposed to embezzlement.

Business income coverage replaces lost income if a covered loss renders the shop uninhabitable. Additional coverage is available for power outages. Under manufacturers insurance, we recommend a business income limit that is based on the income that could be lost over the period of time that could be required to repair the insured location.

Product recall coverage covers expenses associated with withdrawing or recalling products due to a defect that could cause injuries or damage. Recommended under a manufacturing insurance policy is a product recall limit that is based on the potential costs of withdrawing or recalling products.